Dady Insurance Blog

Damage to your property or possessions caused by a lightning strike is usually covered under your homeowners’ insurance. This type of Georgetown insurance also can cover damage to electrical goods caused by a power surge from a lightning strike, however the Insurance Information Institute recommends a number of ways to protect your home and electrical goods in the event of such an occurrence.

Install a lightning rod

This gives a path for the lightning to follow into the ground instead of into your house. A licensed electrician is required to secure the device in order that it is attached properly to the roof and does not become detached during a major storm.

Make sure you have the right surge protectors

Surge protectors can offer some protection against excess power by dissipating the current. These should be installed to protect your most expensive and important possessions such as your telephone, cable TV monitor, computers and satellite lines.

Keep an eye on the weather

Monitor the weather when a major storm is approaching and take the added precaution of unplugging TVs, stereos, phones and other major electrical equipment.

However if the worst does happen, you’ll be relieved if you have the right Georgetown insurance cover. To find out more about home or business coverage, contact one of our agents for a discussion of your requirements or to obtain quotes.

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